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Loan Officer



To provide excellent service for your organization

Work Experience

Loan Officer

Iraq Middle Market Development Foundation

Dec 2006Aug 2010

IMMDF), Amman & Erbil
(IMMDF is funded by the Overseas Private Investment Corporation and is the largest SME lending institution in Iraq with around $60 million loan portfolio).
Dec 2006-August 2010
  • Responsible for identifying, developing, structuring and contributing to implement, if approved, qualifying credit projects in Baghdad and the South and West regions of Iraq
  • Monitored the performance of loans, compliance with loan agreements, loan payments and collections
  • Analyzed financial statements
  • Reviewed loan agreements
  • Maintained developed network of contacts and relationships with the CBI, academic and financial sector and other key counterparts in Iraq

Analyst Officer, Iraq Middle Market Development Foundation

IMMDF, Baghdad

Aug 2005Dec 2006

Established, Identified, and developed relationships with IMMDF customers and Iraqi banks to achieve team sales goals and provide quality customer service
  • Gathered required lending documents
  • Assisted loan officers in managing a portfolio of loans to Iraqi SME's and MME's
  • Conducted site visits and monitored performance of loans
  • Wrote reports; ensured borrowers complied with loan agreement and payment
  • Built strong relationships with business organizations

Police Officer/Analyst

Ministry of Interior Headquarters

Feb 1994Jun 2005

Technical and organizational expertise in research & reporting.
  • Skilled at collecting and transforming large amounts of complex public offenses data from multiple security divisions into usable, concise reports and recommendations to higher diverse authorities
  • Produced strategic (overall, long-term) and tactical (specific, short-term) assessments

Law Enforcement Officer

Directorate General of Economic Felonies

Oct 1988Feb 1994

Investigated methods and techniques to gather and evaluate evidence
  • Obtained information through interviews and interrogations
  • Built advanced relationship with citizens of local neighborhoods to help fighting economic felonies



Arab Academy for Banking and Financial Sciences



School of Business and Economics, Baghdad


Additional Information

Summary of skills: 
Over twenty years of experience in the field of economic development and security working with NGO's, government and private sector. Excellent analytical, negotiation, customer service and decision-making skills, self motivator, works well with people from other cultures, ability to work independently and as a part of team. Very active person; always looking for new and innovative ideas to bring to work and passionate about my work; proficient in Windows and MS Office. 
(Hold valid security and CPR, AED and first aid cards).
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