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Your Name

Loan Officer

Lexington, KY

your.email@example.com
111-222-3333
www.your-website.com

Work Experience

Loan Officer

U.S. Bank, Lexington, KY

2010Current

Successfully originated home loans for a diversity of customers seeking mortgage financing. Developed and placed customers in a variety of innovative yet practical home loan programs based upon astute analysis of often complex credit reports, income documentation and other relevant financial information. Known throughout the banking industry for an exceptional working knowledge of a variety of extremely complex home financing programs: FHA, USDA, VA, and conventional home loans. Successfully established a highly effective and efficient referral network throughout central Kentucky area.

Commercial Loan Officer

Fifth Third Bank, Lexington, KY

2006 2010

Highly successful in the development, award, and service of commercial banking products to a varied and diverse sized group of businesses involving significant credit exposure. Utilized multiple networking resources for screening and targeting successful business professionals throughout state of Kentucky. Possess a complete and thorough knowledge of the highly complex accounting practices to include cash flow, income statement and balance sheet analysis. Provided exceptional service to new as well as existing portfolio customers by offering a genuine understanding of the business owners' vision and goals for success. Used simple yet advanced marketing techniques to drive sales and grow existing commerical portfolio by $ 32 million in loans and $16 million in deposits. Offered a variety of commercial banking products: Commercial real-estate loans, Equipment loans, Lines of Credit, Internet banking business tools, SBA and USDA financing options.

Analyst

CIGNA, Nashville, TN

2004 2006

Provide exceptionally thorough financial analysis and support for accounts receivable Medicare department. Duties included running multiple daily adhoc reports using financial VMS software and creating innovative spreadsheets for tracking detailed weekly metrics for complex government filing requirements. Lead analyst for five accounting teams that required special project data. Responsible for the success of the daily performance matrix teams. Reported directly to CFO with timely and accurate monthly accounts receivable reports. Provided teams with training classes for inter-department procedural changes and Medicare policy updates.

Business Consultant

Endeavor Door Inc, Atlanta, GA

2000 2004

Developed extensive consulting expertise in accounting management software systems implementation for veterinarian and other small business owners. Created unique marketing strategies to specifically target new graduating veterinarian's for the Kentucky, Georgia, and Alabama area. Designed enhanced revenue and expense tracking systems to maximize growth and profitability.

Accountant

Charleston Orthopedic, Charleston, SC

1991 2000

Managed accounting operations for orthopedic group and physical rehabilitation center. Duties included preparing monthly financial reports for all segments of the prospective businesses. Responsible for the supervision of the business office staff and the management of time sheets and bi-weekly payroll. Implemented cost controls for variable expenditures based on weekly business volume and provided model forecasting for projected growth trends. Responsible for daily cash management of expenditures and deposits for 8 different bank accounts. Provided monthly cost reports for all five business partners that included segmented balance sheets and income statements.

Education

B.S. in Accounting

University of Kentucky,

Skills

Technical oreinted when interfacing several elctronic components together. i.e. Stereo, TV, Computer, etc..
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